Fundbox may ask for your FICO or consumer credit report to determine whether your business qualifies for Fundbox Credit. We only perform a soft pull for an initial credit decision. If you are approved and you have provided us permission to pull your credit, we will perform a hard pull only if you decide to draw funds. Thus, there is no negative impact to your credit score simply for applying.
At this time, we do not file UCC-1 or report positive/negative credit to credit bureaus. If you are a current customer and our policy changes at any time in the future, you'll be notified via email.