Getting Started with Fundbox

Cash flow challenges?

One of the greatest challenges of running a small business is managing the business cash flow. Regardless of how well your business is doing, every now and again you may encounter cash flow gaps that require extra working capital to bridge. Unfortunately, securing working capital for your business isn't easy in today's economy. Recent surveys show that only one in ten businesses is approved for a bank loan, and other types of lenders typically charge outrageous fees that only sink businesses further into debt. Fundbox helps small businesses like yours by providing flexible, tailor-made funding that fits your business capacity.

Enter Fundbox

Fundbox is a cash flow management service for small business owners and freelancers. After a quick sign up process, you'll be able to clear outstanding invoices and get advance payment for the amount of these invoices.

Creating an account

Creating your free Fundbox account is easy and takes less than a minute. Simply head over to our Signup Page, enter your work email address and choose a password. That's it, your account is set!

Adding invoices

Once your account is created, you'll need to connect your bookkeeping app Fundbox to add your invoices. Just select your bookkeeping app from the connection menu. As soon as that's done, we'll pull in your data and process your outstanding invoices. This may take anywhere between a few minutes to a few hours. We'll send you an email to let you know when we're done.


Clearing invoices

Once your account is active, you can choose any of your unpaid invoices and get the funds transferred to your bank account instantly. To do that, find an invoice that you want to clear and click on Clear this Invoice. The side panel allows you to review the advance and repayment terms. If you like what you see, click Confirm and that's it! If this is the first time you're doing this, you'll need to tell us where to send the funds.

Receiving the funds

Funds are sent as soon as the invoice is cleared and typically arrive in your bank account on the following business day. In some cases, the time at which the invoice was cleared, your bank schedule, and other factors; it may take up to three business days for the funds to arrive. To ensure the fastest possible delivery of funds, we recommend that you clear invoices before 12:00pm PST Mon-Thu.

Your repayment plan

You pay back the advance amount and a small fee over 12 or 24 weekly installments (depending on the repayment schedule you select), starting no less than eight days after you cleared the invoice. As soon as you clear an invoice we'll send you an email detailing your repayment plan. All transactions are fully automated so all you need to do is make sure that there are sufficient funds in your account when we debit it to avoid any overdraft charges by your bank. Please note that the dates in the email are optimal, and in some cases it may take a few extra days before your account is actually debited.


Paying early

If at any point during the repayment period you wish to repay your outstanding balance ahead of schedule, we will waive all the fees for the remaining period. So you only ever pay for the time you used our service.

How much does it cost?

​Our fee is set automatically for every invoice you want to clear. It is based on your business health and properties of the invoice you wish to clear. The fee on a $1000 invoice ranges between $52 and $82. Once you add invoices, you can see the exact fees without adding your bank account (we only ask for that when the funds are transferred) or any other obligation on your part. To find out more about our pricing head over to our Pricing Page

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