We offer two services, a revolving line of credit and net terms on business purchases. The application and approval processes and terms are different for each.
To apply for Fundbox credit:
1. Get started by providing a few basic details about your business at app.fundbox.com/signup.
2. Provide some info for your credit assessment. We’ll ask for some additional details about your business and we may ask for data from your accounting software, business checking account, credit report or other sources.
If you use your credit report as a data source, we will do a soft inquiry for initial assessment, which will not affect your credit score. We will only do a hard inquiry when you use your Fundbox credit for the first time. We may also do periodic soft inquiries for credit reassessment.
3. Get a decision quickly!
Your data will be reviewed and you’ll get a decision quickly. If for any reason it’s taking longer than usual to assess your data, you won’t need to wait around. We’ll let you know right away that we need a little extra time to process your application and we’ll send you and email when your decision is ready.