When I use Fundbox credit to make a business purchase, how do I repay? What are the repayment terms?

We offer two services, a revolving line of credit and net terms on business purchases. This article applies to the net terms service.


Before you send funds to a vendor you will be able to review your payment terms. Once you confirm your terms and Fundbox sends the funds to your vendor, they can expect to receive the funds within 2 business days.

When your vendor accepts the funds, your net terms begin.

In most U.S. states, at the end of the net terms period, you will automatically enter extended terms—a 52-week repayment plan where your weekly payment plus weekly fee amount are automatically debited from the business checking account you provided.

In states where extended terms are not available, the entire purchase amount will be automatically debited at the end of the net terms period, with no interest or fees.

If you want to pay in full before your net terms end, you can do that from your dashboard.

Simply find the order you would like to pay for on your Purchases tab, and click on “Repay now”. The outstanding balance will be added to your next regularly scheduled automatic debit, which is the upcoming Wednesday.

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