Who is eligible for Fundbox?

We offer two services, a revolving line of credit and net terms on business purchases. The eligibility requirements are different for each. 


We recommend that you apply for either service only after having been in business
for at least 2-3 months.

To apply for a revolving line of credit:

For a revolving line of credit, your business must have a business checking account. You should have either three months or more of transactions in your business bank account, or two months or more of activity in a supported accounting software. And your credit score should be at least 500.

Ideally, you should have at least $50,000 in annual revenue but you can still apply if you have a little less. We know you’re growing and want to help you get there.

Apply at https://app.fundbox.com/signup.


To apply to get net terms on business purchases you make through Fundbox:

For net terms you need a business checking account for us to debit payments. To get a credit decision you can connect either your business checking account, bank statements, or credit report. If you use your business checking account as your data source on your credit application, it should have at least 3 months of transactions. And ideally, you should have at least $25,000 in annual revenue, but you can still apply if you have a little less.

Apply at https://app.fundbox.com/pay/register.


For both services:

Both of these Fundbox services are currently available only to business based in the 50 U.S. states, Guam, American Samoa, North Mariana Islands, Puerto Rico, and U.S. Virgin Islands.

We cannot guarantee that you will be approved if you meet these criteria, but they are good general indicators about eligibility for Fundbox credit.


To apply to offer net terms on business purchases that your customers make through Fundbox:

You’ll need to fill out some basic info about your business and attach a voided check from your business checking account or a few bank statements. We’ll let you know fast whether you’re approved.

Apply at https://fundbox.com/merchant/.

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