How much does it cost to use Fundbox?

We offer two services, a revolving line of credit and net terms on business purchases. The terms are different for each. 


Applying to Fundbox is always free.

If you draw funds with Fundbox:

When you draw funds, each weekly payment will include fees. Rates start at 4.66% for a 12-week repayment plan, but can change over time and vary from one applicant to the next. Of course, you will always have the chance to review the max fee for each draw before you draw the funds. We say “max” because if you repay early, we will waive all remaining fees. There are never prepayment penalty fees.


If you make business purchases from vendors on Fundbox:

When you make a purchase with Fundbox, if you pay before your net terms end, there is no interest or fees at all. If you do not pay before net terms end, and continue into extended terms, each weekly payment will include fees. Each vendor on Fundbox offers either net-30 or net-60 terms.

The fee rate after net terms end is 19.42%, for a 52-week plan, in most U.S. states. There are some states with lower rates.

Remember, you only pay fees on the weeks you use. You can pay in full anytime during extended terms and we will waive all remaining fees.


If you accept payment with Fundbox for business purchases:

Each payment you accept will include an transaction fee. The transaction fee varies depending on the net terms offered. 

The transaction fee rate for net-30 terms is 1.75%.

The transaction fee rate for net-60 terms is 2.9%. 

For more details, give us a call at (855) 929-0805, Monday–Friday, 8am to 4pm.

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