What is Fundbox?

Fundbox is a credit and payments technology platform designed for driven business owners. We use machine learning to help simplify the approval process, offer fast funding decisions, and keep pricing transparent.

Our goal is to connect businesses like yours with to access the credit you need, when you need it, so you can buy more, sell more, and grow. Our proprietary risk technology assesses business performance holistically, leading to faster credit approvals for more businesses.

Our company began in 2013 when a co-founder’s mother couldn’t get a loan to help grow her small business. Several eventful years later, we now offer access to:

We offer two services, a revolving line of credit and net terms on business purchases.


A revolving line of credit:

You can get approved for up to $100,000 in credit. If approved, your credit is replenished as you repay so that you can draw again.


Net terms on business purchases:

Make business purchases through Fundbox for up to your credit limit and we’ll pay your vendor right away.

You get free net terms — make no payments until your net terms end.

At the end of your net terms, you can pay the exact amount of your original purchase — there is no interest or fee for using net terms


You can let the purchase automatically roll into extended terms, in most U.S. states. In extended terms, you can make up to 52 weekly payments with flat weekly fee. You can always pay in full during extended terms, and we’ll waive all remaining fees.

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