Accounts are periodically reviewed using the data you provided when you applied, and any data you added later through the Data Sources area of your dashboard. Your payment history on your Fundbox draws is also included. These reviews are automatic, there is no need to reach out to request a review.
There are a number of possible outcomes of your review:
- Your credit limit and/or fee rate may be adjusted up or down.
- We may ask you to provide additional data for a manual review.
- Your account may be closed. If your account is closed you can always reapply.
Using your line of credit, making weekly payments on time, and keeping your data sources up to date and synced are important for these reviews.