Our algorithms calculate our predictions by taking into consideration trends in your connected account(s), how much your balance tends to vary over time, and other factors.
Your predictions are based on your historical data alone. We do not aggregate data from all of our users, rather, our model looks at each user individually.
In most cases, your actual future balance will be in the predicted range; however, our predictions are not a guarantee of future balance. The model makes probable predictions based on the data it has access to. Unique expenses or revenue or data in accounts that are not connected to Insights will not be reflected in our predictions.