Repay directly from your dashboard. You can repay by ACH (no fees) or credit card (processing fees apply) within 3 business days of us covering an expense from your Flex Account and there will be no fee at all. Otherwise, a repayment plan will begin automatically—you decide whether automatic draws are created with 12 or 24 week repayment plans. As always, you can repay from your dashboard anytime during your repayment—there is no repayment penalty.